No.6, Dhandapani Street, First Floor, T.Nagar, Chennai - 600 017 +91 95 0005 2385

Managing the underwriting process unilaterally from end-to-end; puts added pressure on lender institutions, especially the mid-sized ones, in terms of resources, infrastructure and expenses. Lender institutions predominantly face the following challenges in their underwriting process -

  • Higher fixed costs to hire professionals and skilled workers
  • Stringent Turnaround time to process and disburse loans
  • Costs relating to setting up infrastructure, procure technology and equipments
  • Pressure to micro manage multiple credit tasks within the turnaround time

Under these circumstances, the retail lending institutions have recognised that drawing support of trustworthy and experienced external professionals in their underwriting and operational processes, reduce their routine pressures and enable them to focus on more qualitative aspects of building their loan books.